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Our Approach

Billing Finance is a family-run company based in Northamptonshire, offering near-prime finance for cars, motorbikes and vans. We’re a close-knit team that really understands the financial process from a customer’s point of view. So we treat every case individually, every application for finance as an opportunity to help someone get where they want to be, however this will be subject to a credit and affordability assessment.

Our personal approach means that we are perfectly placed to specialise in near-prime car finance. We don’t rely on purely automated processes or on a credit-scoring system. In fact, our way of working is the exact opposite. We do our best to help customers by taking all circumstances into consideration – even when there have been some problems in the past.

To put it simply, our approach always starts from a positive view:

  • we remove barriers to finance rather than putting them in place;
  • we focus on people rather than simply following processes;
  • Whilst ensuring we assess your affordability before we make a decision.

Billing Finance is the trading style of Billing Finance Limited, a company registered in England and Wales with company number 1693490. The registered address for the company is Billing House, The Causeway, Great Billing, Northampton, NN3 9EX . Billing Finance's VAT registration number is 443 7876 16.

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